When it comes to purchasing insurance, you have two main options: going through a direct insurer or an insurance broker. Both have their own advantages and disadvantages, so it’s important to understand the difference before you make a decision.
A direct insurer is an insurance company that sells policies directly to consumers. They typically have a wide range of products to choose from, and they can often offer lower rates than brokers. However, they may not be able to provide the same level of personalized service as a broker.
