A no-claim bonus (NCB) is a discount on your car insurance premium that you earn for each year that you don’t make a claim. The discount typically increases each year that you remain claim-free, up to a maximum of 5 years or more, depending on your insurer. NCBs are a great way to save money on your car insurance, so it’s worth taking steps to protect your NCB.
There are a few things you can do to protect your NCB:
